Data Protection & Privacy

Privacy Policy – Luck 99 Pakistan Online Gaming Platform

At Luck 99, your personal data is handled with the same care we apply to every other part of the platform — transparently and with your interests in mind. This Privacy Policy explains exactly what data we collect, why we collect it, how it is stored, who can access it, and what rights you have over it. We have written it in plain language so you can actually understand it, not just scroll past it.

Last Updated: January 2025 English (en-PK) SSL Encrypted
Your data belongs to you. Luck 99 will never sell it, and we only use it to run the platform and meet our regulatory obligations.
SSL Secured No Data Sales
Encrypted
All Data in Transit
Never Sold
No Third-Party Sales
Your Rights
Access, Edit, Delete
24/7 Support
For Privacy Queries
luck 99

Luck 99 serves Pakistani players nationwide — your privacy is protected wherever you are playing from.


How Luck 99 Protects Your Privacy

A plain-language summary of the six most important aspects of how we handle your data.

End-to-End Encryption
Every connection between your device and the Luck 99 platform is protected by TLS/SSL encryption — the same standard used by banks and financial institutions. Any data you submit, including account credentials, deposit requests, and personal information, travels over an encrypted channel and cannot be intercepted by third parties.
Minimal Data Collection
Luck 99 only collects the data it actually needs. We do not harvest data for advertising profiles or sell information to data brokers. The data we hold is what is required to operate your account, process your transactions in PKR, verify your identity, and meet our regulatory obligations — nothing more.
Secure Storage Infrastructure
Player data is stored on hardened servers with access controls, intrusion detection, and regular security audits. Access to personal data within Luck 99 is restricted to staff who need it for specific operational purposes. All internal access is logged and reviewed. We take data breaches seriously and have an incident response plan in place.
No Marketing Without Consent
Luck 99 will only send you promotional communications if you have opted in. You can opt out at any time through your account settings or by contacting support. We do not pass your contact details to third-party marketing companies. Platform notifications about account activity, security alerts, and bonus availability are sent regardless of marketing preferences as they are essential communications.
Clear Data Retention Limits
Luck 99 does not hold your data indefinitely. Account data is retained for as long as your account is active and for a period of up to five years after closure, as required by our gaming licence regulations. Transaction records are kept for seven years in line with financial compliance requirements. After these periods, data is securely deleted.
Your Rights, Respected
You have the right to access, correct, export, and request deletion of your personal data held by Luck 99. Requests are handled within 30 days. Certain data — such as transaction records required for regulatory compliance — may be exempt from deletion requests, but we will always tell you clearly if that is the case and why.
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From Islamabad to Karachi — Luck 99 players across Pakistan can trust their data is handled responsibly.


1.Who We Are

This Privacy Policy applies to Luck 99, operated at luck99.online ("we", "us", "Luck 99", "the platform"). Luck 99 is an online gaming platform primarily serving players in Pakistan, offering sports betting, live casino games, card games including Baccarat, Teen Patti, Blackjack and Andar Bahar, poker, and roulette.

For the purposes of data protection, Luck 99 is the data controller responsible for personal data collected through the platform. If you have any questions about how your data is handled, our dedicated support team is reachable at support@luck99.online and via Live Chat 24/7.

This Privacy Policy forms part of the Luck 99 Terms and Conditions. By registering an account or using any part of the platform, you confirm that you have read and understood this Policy.

2.Data We Collect

Luck 99 collects personal data in several ways depending on how you interact with the platform. The categories of data we collect are set out below.

2.1 Data You Provide Directly

  • Registration data: Your full name, mobile number, date of birth, and chosen login credentials when you create a Luck 99 account.
  • Identity verification (KYC): A copy of your government-issued identification (CNIC or Passport) and proof of payment method when you submit documents for account verification. This is a regulatory requirement applicable to all Pakistani players on licensed gaming platforms.
  • Payment data: Your Easypaisa or JazzCash mobile number, NayaPay/SadaPay account reference, bank account details for IBFT transfers, or Visa/Mastercard card details (card numbers are tokenised and not stored in plain text by Luck 99). All payment data is processed in PKR.
  • Communications data: Any messages you send to Luck 99 via Live Chat, email, WhatsApp, or Telegram support — including the content of those messages and associated metadata.

2.2 Data Collected Automatically

  • Technical data: Your IP address, device type, operating system, browser type and version, screen resolution, and connection type.
  • Usage data: Pages visited, games played, bets placed (including stake amounts, markets, and outcomes), session duration, login timestamps, and navigation patterns within the platform.
  • Location data: Approximate geographic location derived from your IP address. We do not collect precise GPS location data.
  • Cookie data: Information collected through cookies and similar tracking technologies as described in Section 6 below.
Luck 99 does not collect sensitive personal data such as biometric data, racial or ethnic origin, political opinions, or health information. The only exception is data relating to problem gambling behaviour, which may be flagged internally for responsible gaming purposes as described in our Responsible Gaming page.

3.How We Use Your Data

Every use of your personal data at Luck 99 has a specific, documented purpose. We do not use data in ways that would surprise you, and we do not use it for purposes unrelated to operating the platform. The main purposes for which we use your data are:

Purpose Data Used Why We Need It
Account creation and management Registration data, login credentials To create and maintain your Luck 99 account
Identity verification (KYC) CNIC / Passport, payment method proof Regulatory requirement under gaming licence
Processing deposits and withdrawals Payment data, transaction history To execute PKR transactions via local payment methods
Fraud and money laundering prevention Transaction data, IP address, usage patterns Legal obligation and licence requirement
Customer support Account data, communications data To resolve your queries and complaints
Responsible gaming monitoring Betting behaviour, session data, deposit patterns To identify and assist players who may need support
Platform improvement Usage data, technical data To fix bugs and improve performance
Promotional communications (opted-in only) Contact details, game preferences To inform you of relevant offers at Luck 99

4.Legal Basis for Processing

Luck 99 processes your personal data under the following legal bases:

  • Contract performance: Processing necessary to provide the gaming services you have signed up for — including account management, payments, and game access.
  • Legal obligation: Processing required by our gaming licence, anti-money laundering regulations, and tax reporting obligations — including KYC verification and transaction record-keeping.
  • Legitimate interests: Processing for fraud prevention, platform security, and responsible gaming monitoring, where these interests do not override your rights.
  • Consent: Processing for marketing communications, which requires your explicit opt-in and can be withdrawn at any time.

5.Data Sharing

Luck 99 does not sell, rent, or trade your personal data. We share it only in the limited circumstances described below:

5.1 Payment Processors

To process your PKR deposits and withdrawals, relevant payment data is shared with your chosen payment provider — Easypaisa, JazzCash, NayaPay, SadaPay, your bank (for IBFT), or your card issuer (Visa/Mastercard). These providers operate under their own privacy policies and are regulated financial institutions in Pakistan.

5.2 Identity Verification Services

KYC verification may involve sharing your identity document data with a third-party verification partner. Any such partner is contractually bound to handle your data securely and use it only for the verification purpose for which it was shared.

5.3 Regulatory and Law Enforcement Bodies

Luck 99 may be required to share player data with regulatory bodies, financial intelligence units, or law enforcement authorities in response to a lawful request. We will always seek to notify you of such a request where we are legally permitted to do so.

5.4 Platform Service Providers

Certain operational functions — such as hosting, analytics, and customer support tooling — are provided by third-party technology partners. These partners act as data processors on our behalf and are bound by data processing agreements that restrict how they can use your data.

Important: In all cases where data is shared, Luck 99 ensures that appropriate safeguards are in place. We do not share data for third-party advertising, profiling, or any purpose unrelated to operating the Luck 99 platform.

6.Cookies and Tracking Technologies

Luck 99 uses cookies and similar technologies on luck99.online. A cookie is a small text file placed on your device when you visit the platform. We use the following types:

  • Essential cookies: Required for the platform to function — including session management, login state, and security tokens. These cannot be disabled without breaking the platform.
  • Performance cookies: Collect anonymised data about how players use the platform — pages visited, errors encountered, load times — to help us improve performance.
  • Preference cookies: Remember your settings and preferences, such as language and display options.
  • Analytics cookies: Used to understand aggregate player behaviour on the platform. Data is anonymised before analysis.

Luck 99 does not use third-party advertising cookies or allow advertising networks to place cookies on the platform.

You can manage cookie preferences through your browser settings. Disabling essential cookies will affect your ability to use the Luck 99 platform. Disabling performance or preference cookies will not affect core functionality but may reduce your experience.

7.Data Security

Luck 99 implements a range of technical and organisational security measures to protect your personal data:

  • All data in transit is encrypted using TLS 1.2 or higher.
  • Passwords are stored as salted hashes — Luck 99 staff cannot read your password.
  • Payment card data is tokenised — full card numbers are not stored on Luck 99 servers.
  • Access to personal data is restricted to authorised staff on a need-to-know basis.
  • All internal access to player data is logged and subject to periodic review.
  • Our servers are hosted in secured data centres with physical access controls and continuous monitoring.
  • We conduct regular security assessments and penetration testing of our platform infrastructure.

Despite these measures, no system is completely immune to security incidents. In the event of a breach that is likely to result in harm to you, Luck 99 will notify you without undue delay and take immediate steps to contain and remediate the breach.

8.Data Retention

Luck 99 keeps your personal data only for as long as it is needed for the purposes for which it was collected, or as required by our legal and regulatory obligations:

  • Active accounts: Data is held for the duration of your account and for up to five years after account closure, in line with our gaming licence requirements.
  • Transaction records: Financial transaction records — including deposits, withdrawals, and bet history — are retained for seven years to meet financial compliance and tax reporting obligations.
  • KYC documents: Identity verification documents are retained for five years after account closure.
  • Support communications: Customer support records are retained for two years after the last interaction.
  • Marketing consent records: Records of your consent to marketing communications are retained for as long as you remain a Luck 99 player, to demonstrate compliance if ever required.

After the applicable retention period, data is securely deleted or anonymised so that it can no longer be associated with you as an individual.

9.Your Rights Over Your Data

As a Luck 99 player, you have the following rights regarding your personal data. You can exercise any of these rights by contacting our support team at support@luck99.online. We will respond within 30 days.

Right to Access
Request a copy of all personal data Luck 99 holds about you, along with information about how it is being used.
Right to Rectification
Request correction of any inaccurate or incomplete personal data we hold about you. Account details can also be updated directly in your profile settings.
Right to Erasure
Request deletion of your personal data. Some data may be exempt if retention is required by law — we will tell you clearly what can and cannot be deleted and why.
Right to Restrict Processing
Request that we pause processing of your data in certain circumstances — for example, while the accuracy of the data is being verified.
Right to Portability
Request your personal data in a structured, machine-readable format so you can transfer it to another service provider if you wish.
Right to Object
Object to processing of your data for marketing purposes at any time. You may also object to processing based on legitimate interests in certain circumstances.

10.Children and Minors

Luck 99 is strictly for adults aged 18 and above. We do not knowingly collect personal data from anyone under the age of 18. If we discover that data belonging to a minor has been collected — whether through a falsified registration or any other means — that account will be immediately closed, any associated funds will be forfeited, and the data will be deleted.

If you are a parent or guardian and have reason to believe that a minor has registered on Luck 99, please contact us immediately at support@luck99.online so we can investigate and act accordingly.

Age Verification: Luck 99 applies age verification checks during the KYC process. Players who cannot verify their age will not be permitted to deposit funds or access real-money games.

11.International Data Transfers

Luck 99 operates internationally and some of our service providers — such as hosting and analytics partners — may process data outside Pakistan. Where such transfers occur, we ensure that appropriate safeguards are in place, such as contractual data protection clauses that require the recipient to handle your data to the same standard as we do.

We will never transfer your data to a country or organisation that does not provide an adequate level of protection for personal data.

12.Changes to This Privacy Policy

Luck 99 may update this Privacy Policy from time to time to reflect changes in how we operate, changes in the law, or improvements to how we communicate our practices to players. The date of the most recent update is shown at the top of this page.

Where changes are material — meaning they affect how we use your data in a significant way — we will notify registered players via email or in-platform notification before the changes take effect. Continued use of the Luck 99 platform after the notification period constitutes acceptance of the updated Policy.

Keep your registered email address up to date in your account settings to ensure you receive any important Privacy Policy update notifications from Luck 99.

13.Contact Us About Privacy

If you have any question about this Privacy Policy, want to exercise any of your data rights, or have a concern about how your personal data is being handled at Luck 99, please get in touch:

  • Email: support@luck99.online (please use the subject line "Privacy Request")
  • Live Chat: Available 24/7 through the Luck 99 platform
  • WhatsApp & Telegram: Via the contact details shown in the platform support section

All privacy-related requests will receive a response within 30 days. For simple queries, we typically respond much faster via Live Chat. If you are not satisfied with our response, you have the right to escalate your complaint to the relevant data protection authority.

luck 99

Luck 99 players in Faisalabad and across Punjab can play with confidence knowing their data is always protected.


Your Data. Your Control. Your Privacy. Luck 99 treats your personal data with the same seriousness it applies to your gaming experience. If you have any questions or concerns about your data, reach out via our 24/7 Live Chat. For responsible gaming support and self-exclusion tools, visit our Responsible Gaming page. 18+ only.

Ready to Play on a Platform That Respects Your Privacy?

Luck 99 is built on transparency — from our game odds to our privacy practices. Join over 500,000 Pakistani players who trust the platform with their data and their PKR. Your 100% welcome bonus of up to Rs 50,000 is waiting.

18+ only · T&Cs apply · Play Responsibly · luck99.online